| To meet financial requirement for any genuine personal or business need | ||
| Loan amount | As per the bank’s prevailing policy. | |
| Eligibility | Owner (s) of gold ornaments | |
| Margin | 30% of valuation | |
| Tenure | Maximum 12 months (subject to renewal every year) | |
| Guarantors | Not applicable | |
| Security | Pledge of gold ornaments excluding stridhan | |
| Interest Rate | As per the bank’s prevailing policy. | |
| Processing Charges | Decided by bank from time to time | |
Visit nearest branch for any additional information.