| Particulars | Charges Involved |
|---|---|
| A) Penalty | |
| i) Charge for failure to maintain minimum balance (Per Occasion & per month) | Rs. 100 + GST 18% |
| B) Closure of Account | Rs. 305 + GST 18% |
| C) Return of Clearing Cheque | |
| i) Inward Returned as per the below amounts | |
| a) Up to Rs. 10,000 | Rs. 160 + GST 18% |
| b) From Rs. 10,001 to Rs. 50,000 | Rs. 300 + GST 18% |
| c) From Rs. 50,001 to Rs. 1,00,000 | Rs. 600 + GST 18% |
| d) From Rs. 1,00,001 to Rs. 2,50,000/- | Rs. 1500 + GST 18% |
| e) From Rs. 2,50,001 to Rs. 5,00,000/- | Rs. 2000 + GST 18% |
| f) Above Rs. 5,00,000/- | Rs. 2500 + GST 18% |
| ii) Outward Returned (Local) | Rs. 150 + GST 18% |
| D) Cheque Book Charges for 30 leafs. | Rs. 102 + GST 18% |
| E) Issue of Duplicate Statement / Passbook | |
| i) With present balance | Rs. 125 + GST 18% |
| ii) Previous entries charges including above (Ei) will charged additionally | Rs. 150 + GST 18% |
| F) Incidential Charges (Per Half Year) | Rs. 325 + GST 18% |
| G) Transaction Charges | Rs. 400 + GST 18% |
| H) Apply Cheque Stop Payment Instructions | |
| i) Per Cheque (Charges shall be recovered on the day of stop payment instructions for the returned on instruments which are stopped, the separate charges under the above shall be recovered) | Rs. 50 + GST 18% - per instrument upto Rs.10,000 and Rs. 100 + GST 18% - per instrument above Rs.10,000 |
| ii) Revoke of Stop Payment Instructions | Rs. 100 + GST 18% + Rs.3/- per thousand |
| I) Commitment Charges for under utilisation of Cash Credit limit i.e. below 75% | |
| a) Up to loan Rs. 5.00 lakhs | NIL |
| b) Above Rs. 5.00 lakhs | NIL |
| c) Above Rs. 10 .00 lakhs | NIL |
| J) Extension Charges for CC loan | Rs. 1000 + GST 18% |
| K) Non Submission of Monthly Stock Statement Charges | Rs. 1000 + GST 18% |
| L) ECS return charges | Rs. 175 + GST 18% - per debit return transaction |
| Particulars | Charges Involved |
|---|---|
| Saving / Kumar Saving Deposit A/c. | |
| A) Penalty (Excluding Kumar Saving) | |
| i) Charge for failure to maintain minimum balance | Rs. 100 + GST 18% (Per Occasion) |
| B) Closure of Account | Rs. 150 + GST 18% |
| C) Return of Clearing Cheque | |
| i) Inward Returned | |
| a) Up to Rs. 10,000 | Rs. 100 + GST 18% |
| b) From Rs. 10,001 to Rs. 50,000 | Rs. 175 + GST 18% |
| c) From Rs. 50,001 to Rs. 1,00,000 | Rs. 500 + GST 18% |
| d) From Rs. 1,00,001 to Rs. 2,50,000 | Rs. 1000 + GST 18% |
| e) From Rs. 2,50,001 to Rs. 5,00,000 | Rs. 1250 + GST 18% |
| f) Above Rs. 5,00,000/- | Rs. 2000 + GST 18% |
| ii) Outward Returned (Local) | Rs. 150 + GST 18% |
| D) Issue of Cheque Books | |
| If the 15 leaves cheque book is finished and a single cheque book is demanded after every finished cheque book then no charges any time, if one cheque book is finished and 2 or more cheque books are demanded then charges to be taken at the same time of request. | Rs.5.00 - per leaf of cheque book + GST 18% (For 2 or more cheque books are requested) |
| E) Issue of Duplicate Statement / Passbook | |
| i) With present balance | Rs. 110 + GST 18% |
| ii) Previous entries charges including above (Ei) will charged additionally | Rs. 65 + GST 18% |
| F) Incidental Charges | NIL |
| G) Transaction Charges | |
| Above 25 entries every 6 months | Rs. 120 + GST 18% |
| H) Apply Stop Payment Instructions | |
| i) Per Instrument (Charges shall be recovered on the day of stop payment instructions for the returned on instruments which are stopped, the separate charges under the above shall be recovered) | Rs. 50 + GST 18% - Per Instrument |
| ii) Revoke of Stop Payment Instructions | Rs. 150 + GST 18% |
| iii) ECS return charges | Rs. 175 + GST 18% |
| Particulars | Charges Involved |
|---|---|
| Issue of Pay Orders/Bankers Cheque | |
| i) Upto Rs. 1,000/- | Rs. 35 + GST 18% |
| ii) From Rs. 1,001 to Rs. 5,000 | Rs. 60 + GST 18% |
| iii) From Rs. 5,001 to Rs. 10,000 | Rs. 100 + GST 18% |
| iv) From Rs. 10,001 to Rs. 1,00,000 | Rs. 100 + Rs. 3.00 per thousand or part thereof in excess of Rs. 10,000 + GST 18% |
| v) Above Rs. 1,00,000 | Rs.300 + Rs.3.00 per thousand or part thereof in excess of Rs. 1.00 lakh + GST 18% [ subject to maximum Rs. 7000 + GST 18% ] |
| Issue of Duplicate Pay order/Bankers Cheque | Rs. 200 + GST 18% - per Pay Order/Bankers Cheque |
| Revalidation/Cancellation of Pay Order/Banker Cheque | Rs. 200 + GST 18% - per Pay Order/Bankers Cheque |
| Issue of Demand Drafts | |
| i) Upto Rs. 10,000 | Rs. 100 + GST 18% |
| ii) Above Rs. 10,000 | Rs.100 + Rs.3.00 per thousand or part thereof exceeding Rs.10,000 + GST 18% [subject to maxmimum Rs. 2500 + GST 18%] |
| Issuing Bank's commission shall be recovered in addition to our charges | |
| Issue of Duplicate Demand Draft | Rs. 200 + GST 18% |
| Revalidation/Cancellation of Demand Draft (including issuing banks charges) | Rs. 200 + GST 18% |
| Safe Deposit Vault rent (Lockers) | |
| Small Size - Type A | Rs. 1500 + GST 18% |
| Medium Size - Type B | Rs. 2500 + GST 18% |
Large Size - Type C : a) if Deposit Amt. Rs. 50,000 |
RS. 5,000 + GST 18% |
b) if Deposit Amt. Rs.1,00,000 |
Rs. 4,000 + GST 18% |
| Delayed payment charges on monthly basis and Breaking open of Lockers (Loss of Keys etc.) | Rs. 1,000 + GST 18% and expenses incurred on actuals basis |
| SMS Service Charges | |
| For Saving Bank Accounts | Rs. 12 (including GST) - per month |
| For Current /CC & OD Accounts | Rs. 30 (including GST) - per month |
| Rupay Debit Card Charges | |
| i) First 3 transactions financial or non-financial | Nil |
| ii) Above 3 transactions | |
| a) Financial Transactions | Rs. 25 + GST 18% |
| b) Non-Financial or Value Added Service (VAS) | Rs. 15 + GST 18% |
| iii) Card replacement charges | Rs. 150 + GST 18% |
| iv) PIN replacement charges | Rs. 50 + GST 18% |
| NEFT charges | Rs. 50 + GST 18% |
| RTGS charges | Rs. 100 + GST 18% |
| Particulars | Charges Involved |
|---|---|
| Processing Charges : | |
| Gold Loan | 0.5% + GST 18% |
| Loan against Term Deposit | NIL |
| Loan against Govt.Sec./NSC | 0.5% + GST 18% |
| Consumer Loan | 1.00% + GST 18% |
| Vehicle Loan | 1.00% + GST 18% [Subject to maximum Rs. 25000 + GST 18%] |
| Cash Credit/Overdrafts(new or enhancement) | 1.00% + GST 18% [Subject to maximum Rs. 50000 + GST 18%] |
| Renewal of C.C./Overdraft | 0.50% + GST 18% [Subject to maximum Rs. 25000 + GST 18%] |
| Term loan for Machineries, Bldg., Furniture or other business assets | 1.00% + GST 18% [Subject to maximum Rs. 50000 + GST 18%] |
| Housing Loan | 1.00% + GST 18% [Subject to maximum Rs. 25000 + GST 18%] |
| House Renovation/Repairs | 1.00% + GST 18% |
| Education Loan | 0.5% + GST 18% |
| Mortgage Loans | 1.00% + GST 18% [Subject to maximum Rs. 50000 + GST 18%] |
| Note : - Processing charges is Non-Refundable. | |
After the end of First World War in the year 1918, common man was badly encircled with inflationary forces.
To overcome this situation our honorable founder Late.Shri. Gunaji Vitthal Mali...
Abhilasha Shramik C. H. S. Ltd., Ground Floor, Kingston Tower, G. D. Ambekar Road, Kalachowki